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Product Name |
Base Variable Rate |
Lender |
National Australia Bank |
|
Initial Rate % |
6.74 |
Intro Rate |
 |
|
Initial Period |
0 months
|
Ongoing Rate % |
6.74 |
|
Interest Type (Initial) |
Basic Variable |
Repayment (initial) |
P&I or I/O |
|
Interest type (ongoing) |
Basic Variable |
Repayment (after initial) |
Principal and Interest |
|
Max Term Fixed Rate % |
0 |
Max Term Interest Only % |
5 |
|
Repayment Frequency |
Fortnightly, Monthly, Weekly |
Maximum No of Loan Splits |
2 |
Extended Information
|
States Available |
ACT, New South Wales, Northern Territory, Queensland, South Australia, Tasmania, Victoria, Western Australia |
Financials Required |
|
|
Product Type(s) |
Construction,Construction,Investment,Investment,Owner Occupied,Owner Occupied,Vacant Land,Vacant Land, |
Non-conforming |
 |
|
Notes
|
NAB Base Variable Rate Home Loans offer a low rate and no ongoing monthly fees. You can also increase repayment frequency and amounts without paying additional fees (unless paid in full during first 4 years), so you could save thousands and own your home sooner. |
|
Loan Size/LVR |
|
Minimum Loan Amount $
|
0.00 |
Maximum Loan Amount $
|
99,999,999.00 |
Capitalise LMI
|
 |
|
Maximum LVR %
|
95 |
Minimum Loan Term
|
0 |
Max Loan Term
|
30 |
|
Loan Fees |
|
Establishment $ |
600.00 |
|
Cost to switch to fixed $ |
300.00 |
|
Application Fee $ |
0.00 |
Exit Fee $ |
120.00 |
|
Valuation Fee $ |
0.00 |
Ongoing Fees $ |
0.00 |
|
Legal/Solicitor Fee $ |
0.00 |
Ongoing Fee Notes |
NIL |
|
Settlement Fee $ |
0.00 |
|
|
Upfront Fees $ |
600.00 |
|
Break cost conditions |
|
|
Early Repayment Fee Notes |
DEF of $900 applies if loan paid out in first 4 years |
|
Other borrowing costs $
|
0.00 |
Other Fee Notes |
|
|
|
|
|
|
|
|
|
Services |
|
Internet Banking |
 |
Telephone Banking |
 |
Credit Card Option |
 |
|
Bpay Option |
 |
Portability of loan |
 |
Professional Pack |
 |
|
Cheque account access |
 |
Reverse Mortgage |
|
Free Transactions per month
|
0 |
|
Redraw Available |
 |
Minimum Redraw $
|
2,000.00 |
|
|
Offset Account |
No |
Direct Salary Credit |
 |
|
|
Access Fees |
|
Loan Redraw fee $
|
50.00 |
ATM own wdfee $
|
0.00 |
Fee per Cheque $
|
0.00 |
|
EFTPOS fee $
|
0.00 |
Internet banking fee $
|
0.00 |
Internet access fee $
|
0.00 |
|
Bpay charges $
|
0.00 |
|
|