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Product Name |
Breakfree Standard Variable Package $250K - $699,999 |
Lender |
ANZ |
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Initial Rate % |
6.71 |
Intro Rate |
 |
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Initial Period |
0 months
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Ongoing Rate % |
6.71 |
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Interest Type (Initial) |
Standard Variable |
Repayment (initial) |
P&I or I/O |
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Interest type (ongoing) |
Standard Variable |
Repayment (after initial) |
Principal and Interest |
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Max Term Fixed Rate % |
0 |
Max Term Interest Only % |
10 |
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Repayment Frequency |
Fortnightly, Monthly, Weekly |
Maximum No of Loan Splits |
5 |
Extended Information
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States Available |
ACT, New South Wales, Northern Territory, Queensland, South Australia, Tasmania, Victoria, Western Australia |
Financials Required |
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Product Type(s) |
Bridging,Bridging,Construction,Construction,Investment,Investment,Owner Occupied,Owner Occupied, |
Non-conforming |
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Notes
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ANZ BREAKFREE PACKAGE SPECIAL OFFER ? Spring 2009 (Still in effect as at 1st May 2010)
ANZ is offering a 0.70% discount on all ANZ Standard Variable Rate loans on individual or combined lending between $250,000 and $700,000 under ANZ Breakfree.
This special offer is available on new applications, (for new and existing customers) submitted on or after 12 October 2009, and will be available for a limited time only.
OTHER PRODUCT INFO:
Low Doc 60 Option available for ANZ products.
Please check specific fees and charges witth ANZ BDM as they may vary, prior to loan application.
One off $250 Construction Progress Pymt Fee applicable if progress draws required.
Medical Practioners Package available, conditions appy. Refer Lender Guidelines.
PLEASE NOTE: Customers who take up a new gold credit card with their ANZ Breakfree application will no longer be able to apply for a credit limit increase, until the card is open for a minimum of three months.
The ANZ Breakfree gold card will now only be approved with an automatic $5000 limit (subject to assessment approval). To qualify for a credit limit increase, a Credit Limit Increase form (PDF 100kB) must be completed with up-to-date financials, and can be applied for through the client's local branch or faxed to 1800 461 638, three months after the credit card account opening date. Requests are subject to ANZ?s credit card approval criteria. |
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Loan Size/LVR |
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Minimum Loan Amount $
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250,000.00 |
Maximum Loan Amount $
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699,999.00 |
Capitalise LMI
|
 |
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Maximum LVR %
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95 |
Minimum Loan Term
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0 |
Max Loan Term
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30 |
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Loan Fees |
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Establishment $ |
0.00 |
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Cost to switch to fixed $ |
0.00 |
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Application Fee $ |
0.00 |
Exit Fee $ |
0.00 |
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Valuation Fee $ |
0.00 |
Ongoing Fees $ |
31.25 |
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Legal/Solicitor Fee $ |
0.00 |
Ongoing Fee Notes |
$375 Annual Package Fee |
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Settlement Fee $ |
0.00 |
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Upfront Fees $ |
0.00 |
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Break cost conditions |
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Early Repayment Fee Notes |
Deferred Est Fee $700 if loan full repaid or refinanced within the 1st 4 years |
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Other borrowing costs $
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0.00 |
Other Fee Notes |
3 Valuations included per annum then $150 per valuation
Other fee's may be applicable thorughout the life of the loan. Details available in the ANZ General Fee's and Charges Booklet at www.anz.com |
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Services |
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Internet Banking |
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Telephone Banking |
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Credit Card Option |
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Bpay Option |
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Portability of loan |
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Professional Pack |
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Cheque account access |
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Reverse Mortgage |
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Free Transactions per month
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0 |
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Redraw Available |
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Minimum Redraw $
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2,000.00 |
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Offset Account |
100% |
Direct Salary Credit |
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Access Fees |
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Loan Redraw fee $
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0.00 |
ATM own wdfee $
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0.00 |
Fee per Cheque $
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0.00 |
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EFTPOS fee $
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0.00 |
Internet banking fee $
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0.00 |
Internet access fee $
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0.00 |
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Bpay charges $
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0.00 |
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