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Product Name |
Choice Pkg 5 Years Fixed $250,000> |
Lender |
National Australia Bank |
|
Initial Rate % |
7.89 |
Intro Rate |
 |
|
Initial Period |
60 months
|
Ongoing Rate % |
6.54 |
|
Interest Type (Initial) |
Fixed |
Repayment (initial) |
P&I or I/O |
|
Interest type (ongoing) |
Standard Variable |
Repayment (after initial) |
Principal and Interest |
|
Max Term Fixed Rate % |
5 |
Max Term Interest Only % |
5 |
|
Repayment Frequency |
Fortnightly, Half-Monthly, Monthly, Weekly |
Maximum No of Loan Splits |
2 |
Extended Information
|
States Available |
ACT, New South Wales, Northern Territory, Queensland, South Australia, Tasmania, Victoria, Western Australia |
Financials Required |
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Product Type(s) |
Construction,Construction,Equity,Equity,Investment,Investment,Owner Occupied,Owner Occupied,Vacant Land,Vacant Land, |
Non-conforming |
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Notes
|
Effective 23rd February 2009, Choice Package Fixed rates will be set to differentiate them from standard Fixed Rates. Choice Package Fixed Rates area published on nab.com.au each Monday (please refer to rates page)
Interest Rate loading of 0.10% applies for interest only in arrears repayments. |
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Loan Size/LVR |
|
Minimum Loan Amount $
|
250,000.00 |
Maximum Loan Amount $
|
99,999,999.00 |
Capitalise LMI
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|
|
Maximum LVR %
|
95 |
Minimum Loan Term
|
1 |
Max Loan Term
|
30 |
|
Loan Fees |
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Establishment $ |
0.00 |
|
Cost to switch to fixed $ |
300.00 |
|
Application Fee $ |
0.00 |
Exit Fee $ |
120.00 |
|
Valuation Fee $ |
0.00 |
Ongoing Fees $ |
33.00 |
|
Legal/Solicitor Fee $ |
0.00 |
Ongoing Fee Notes |
$395 Annually |
|
Settlement Fee $ |
0.00 |
|
|
Upfront Fees $ |
0.00 |
|
Break cost conditions |
Prepayment fee + economic costs apply during introductory and standard fixed rate periods |
|
Early Repayment Fee Notes |
DEF of $900 applies if loan paid out in first 4 years |
|
Other borrowing costs $
|
0.00 |
Other Fee Notes |
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Services |
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Internet Banking |
 |
Telephone Banking |
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Credit Card Option |
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Bpay Option |
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Portability of loan |
|
Professional Pack |
|
|
Cheque account access |
|
Reverse Mortgage |
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Free Transactions per month
|
0 |
|
Redraw Available |
|
Minimum Redraw $
|
0.00 |
|
|
Offset Account |
No |
Direct Salary Credit |
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|
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Access Fees |
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Loan Redraw fee $
|
0.00 |
ATM own wdfee $
|
0.00 |
Fee per Cheque $
|
0.00 |
|
EFTPOS fee $
|
0.00 |
Internet banking fee $
|
0.00 |
Internet access fee $
|
0.00 |
|
Bpay charges $
|
0.00 |
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