Buying your next home
Your circumstances have changed and it’s time to upgrade to a new home?
Life is all about change. A growing family could mean you need a little extra room. You may prefer to live closer to schools or work. Perhaps it’s just time for an upgrade.
At Mortgageport our goal is to make the purchase of your next home as streamlined as possible. And we do it by taking the time to understand your needs. Your own personal Mortgage Consultant starts by reviewing your existing loan to assess its suitability for your changing needs.
We’ll also help you explore fresh options. The sheer scale of today’s mortgage market products can be overwhelming. Mortgageport can help you make the right home loan choice, with access to a wide range of lenders including some of Australia’s leading banks.
MATCH ensures the right choice for you
Mortgageport’s unique loan selection system – MATCH, lets us track down the loan best-suited to your needs. MATCH involves a proven 6-step methodology that takes an in-depth look at your situation to provide a thorough understanding of your needs. It lets our mortgage consultants confidently recommend the loan options that are appropriate to your circumstances. We can even help self-employed borrowers who may not meet traditional lending criteria.
Best of all, our mortgage broking service is free of charge to our customers – you pay nothing at all.
You’re no beginner. We won’t treat you like one.
As a current homeowner, you have a good understanding of home loans. It’s possible your previous loans were less than ideal, or you may have been locked into a product that simply wasn’t right for you. We respect your wealth of experience.
And we appreciate that you probably have an idea about the sort of loan features you require in a new loan. Understandably, your focus is on a loan that exactly matches your needs – both today and further down the track. Indeed, the longer term benefits of a loan may be at the top of your priority list.
Tailored solutions with an eye to the future
The list below may offer some initial ideas on what you could be looking for in your next home loan:
- Do you want to be mortgage-free sooner?
- Do you need extra features like a redraw facility?
- Would you like to fix the interest rate on a portion of your loan?
- Do you want to use your existing equity in lieu of a deposit?
It’s worth thinking about your long term loan requirements because at Mortgageport, we don’t just provide a solution that works today – we help you keep an eye on the future.
Bridging finance?
If you have purchased a new home before your current home sells, or if settlement on your new property is taking longer than expected, a short term bridging loan can cover the funding gap. Today there are bridging loan options at the same rate as a normal loan, some that let you have a repayment holiday while you sell and others that let you get your loan approved by assessing your repayment capacity after you sell your existing home. Your professional Mortgage Consultant can explain the range of options available. To read more about what bridging finance is, please click here.
Thinking of renting out your current property?
Retaining your current home as an investment property may be a smart investment decision. If you are thinking this it’s important to seek some taxation advice to make sure you are making the right choice. Setting your loan up correctly at the start will make a major difference down the track. Mortgageport can show you how to structure your loan to help you make the most of your investment.
We’re here to help. No stress. No hassle.
Mortgageport is here to help at every step of your journey – from your initial meeting with us through to taking possession of your next home. And we always put your interests first.
As part of our commitment, we’ll review your home loan every two years, to ensure you continue to enjoy the best loan available for your needs. It’s part of Mortgageport’s dedicated service, to be with you every step of the way, making home ownership easy, manageable and more rewarding for you.
To arrange your home loan finance, please make contact with one of our Mortgage Consultants on 02 9466 8200 or email us at info@mortgageport.com.au. Our Mortgage Consultant will arrange to meet with you to work out which home loan product suits you best. They can also help you calculate how much you can afford. Alternatively, make an appointment to visit our Milsons Point offices, where it’s possible to have your home loan approved within 24 hours.
