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  • Park a new car under the tree this Christmas

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    One of the biggest purchases you can make, short of buying property, is a new car. It's never an easy decision, often costing many tens of thousands of dollars. For that amount of money, you want to be sure you're doing the right thing, and selecting some new wheels shouldn't be taken lightly by anyone. 

    All that aside, should you want to buy a brand new vehicle, now is a terrific time to look into securing a car loan. The Reserve Bank of Australia's historically low official cash rate (just 2 per cent in November 2015), coupled with today's more efficient and environmentally friendly vehicles, means it's not just easy to park a new car under your tree this Christmas, it can actually be a smart financial move.

    Why not put a new car on your Christmas list this year?Why not put a new car on your Christmas list this year?

    Grab a piece of Australian history

    Let's face it – you'd have to have been living at the North Pole to be unaware of the recent disruptions in Australia's automotive industries. The impending closure of our two most iconic car makers has been a source of great concern for many workers in Australia, a casualty of our comparatively high-cost manufacturing sector.

    Now is a terrific time to look into securing a car loan.

    While the closure of the country's last major car production facilities isn't actually expected to happen until 2017, the designs are in place for those models expected to be the final Australian designed and made cars rolling off the production line – at least for the foreseeable future. So why not wear your colours on our sleeve and purchase one of these historic vehicles – you never know, they could become a collector's item one day.

    Help the environment with an electric car

    While not yet a day-to-day sight on Australia's roads, the future is coming – in the form of electric vehicles (EVs). A November 2013 study from the Energy Supply Association of Australia found that five of the country's states and territories had committed to trials of EVs on varying scales, as well as an increased use of hybrid vehicles in the public transport and government vehicle sector. 

    'Tis the season to treat yourself.'Tis the season to treat yourself.

    Things became even more promising in 2015, after the Queensland government announced Townsville as the site of the first EV charging station on a proposed "electric super highway," stretching some 1,600 kilometres along the Bruce Highway. With that amount of potential charging availability, even Father Christmas will be considering upgrading to an electric sleigh, and giving those reindeer a break!

    Speaking about the initiative, Minister Assisting the Premier on North Queensland Coralee O'Rourke said the project "could pave the way for a new era in Australia's motoring history". 

    Father Christmas will be considering upgrading to an electric sleigh, and giving those reindeer a break!

    Help your wallet with added savings

    Christmas can be a tough time financially, with seemingly more expenses every year, whether for gifts, party preparations or holidays. For mortgagees especially, digging up some extra cash might require reaching deep into the bottom of your stocking. Luckily, at Mortgageport we've made it as easy as possible for you to take out a car loan today.

    Not only can existing Mortgageport home loan customers be pre-approved for up to $100,000 for their new car loan (if the car has at least 50 per cent intended business use), but through Macquarie Leasing we can also secure the best price possible for you – potentially saving you thousands on the regular ticket price. We can design a loan to fit your needs, bundle all your debts into one easy to manage consolidation loan, and even arrange your test drive for you.

    So why not embrace the festive spirit this year, and treat yourself and your family with a gift of a new car? With Mortgageport, it'll be so easy you'll think all your Christmases have come at once. 

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